Many retirement plans fall short of their goals because they were built on myths and misunderstandings. Most of my work at Retirement Watch falls into two categories. The first category is determining changes that should affect retirement plans. The second category is correcting the myths that have built...
Filed under: Filed under: IRA Benefits, Traditional IRA, Roth IRA, Carlson, Bob Carlson, income taxes, iras, ira distributions, retirement plan, retirement, medical expenses, retiree health care, retirement plans, investments
The wildcard in every retirement plan is the cost of medical care. It probably is the cause of many retirement plan failures. There are several reasons medical expenses disrupt so many plans: § Many people are used to employer-paid medical care. Before they retire, they do not realize the full cost...
Even if you do not own a share of their stock or even have a mortgage, the recent events involving Fannie Mae and Freddie Mac will affect your retirement—no matter what your age is. I won’t review all the events regarding the two mortgage insurance giants. The key event occurred over the...
Filed under: Filed under: Carlson, Bob Carlson, mortgages, retirement plan, retirement, medical expenses, fannie mae, financial crisis, freddie mac, retiree health care, health care