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As some of us know far too well, forecasting the future with any precision is extremely difficult. There’s at least one exception to the rule, though. Population trends show themselves decades and even centuries in advance. If we know how many people were born in a given year, we can extrapolate...
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IN THIS ISSUE: 1. How Debt & Denial are Changing Retirement Lifestyles 2. Three Investing Misconceptions Among Many Retirees 3. How Much Do I Need to Save For a Secure Retirement? 4. WEBINAR With YCG Investments Tomorrow 3:00PM Eastern Time Overview As long-time readers know, one of my continuing...
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IN THIS ISSUE: 1. More Americans Working Well Into Their Retirement Years 2. Reality Check: The Four Biggest Retirement Misperceptions 3. President Obama’s Legacy – NOT the One He Hoped For Overview In my Blog last Thursday, I wrote about the astounding number of seniors 65 years and older...
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IN THIS ISSUE: 1. 70% ‘Say’ They Feel Confident About Their Retirement 2. A Retirement Crisis Still Looms in the Years Ahead 3. Some Terrible Investing Advice For Millennials & Anyone 70% ‘Say’ They Feel Confident About Their Retirement More Americans say they are feeling...
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IN THIS ISSUE: 1. October Unemployment Rate Fell to 5.8% 2. Employment For Young People Highest in Six Years 3. Retirement Saving Not Happening For a Third of Middle-Class 4. Just How Little Have They Saved? 5. The Power of the 401(k) Savings Plan 6. The Retirement Saving Big Picture Overview Each year...
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IN THIS ISSUE: 1. Too Many Have Saved Too Little For Retirement 2. Retirement Saving Balances Up; Number of Accounts Down 3. Small Business Owners Don’t Save Enough For Retirement 4. Fidelity Study: Tips For Saving More For Your Retirement 5. America Has a Retirement “Spending Problem”...
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As you know, I write frequently about the economy and specifically about the unemployment rate, as I did in my E-Letter on Tuesday. While the official unemployment rate fell to a six-year low of 5.9% in September, I emphasized that the “labor force participation rate” (those working or seeking...
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1. Baby Boomer Retirement – Massive Savings Deficit 2. 60% of Americans Have Saved Less Than $25,000 3. How Much Money Do You Think You Need to Retire? 4. Baby Boomers Now Have to Play “Catch-Up” 5. Introducing Halbert Wealth’s “ALPHA ADVANTAGE” Overview Let’s face it, we all know this country is facing...
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Retirement can be an unpleasant prospect if you’re not ready for it. This week’s Outside the Box is in in-depth report on Americans' retirement prospects, which comes to us from Dennis Miller, a columnist for CBS Market Watch, and editor of Miller’s Money Forever . It's not...
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In addition to our own, there is another conference I normally go to every spring; but sadly, I missed it this year. Rob Arnott of Research Affiliates indulges me and lets me attend the annual Research Affiliates Advisory Panel he conducts at some exclusive location (usually but not always) in Southern...
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By J. Keith Johnson, Hard Assets Alliance Contributor As tax season draws to a close, it's a good time to reevaluate your retirement portfolio. Once we get into a routine regarding our finances, it's easy for us to grow so comfortable with our approach that we miss developing opportunities. Let's...
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The Employee Benefit Research Institute (EBRI) is a large non-profit group in Washington, DC that produces original research on trends in health, savings, retirement and related issues. EBRI maintains the largest 401(k) database in the nation. Their work is highly respected. EBRI recently conducted its...
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By Dennis Miller Who fares better in retirement, pensioners or folks who saved up their own respective nest eggs? If you look at the numbers, you might be surprised to learn who's really "living large" after retirement. Regardless of how you made your money, what determines if you're...
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IN THIS ISSUE: 1. AP Survey Says Boomers are Busted! 2. Taking Control of Your 401(k) 3. Individually Directed Accounts 4. The New “HCM 401(k) Optimizer ® “ Program Introduction The so-called Baby Boomer generation reflects those Americans born after World War II from 1946 to 1964. We...
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It's Softer Than It Looks Not Finer for the "99er" Be Careful What You Wish For Philly, London, and the Rangers People only accept change when they are faced with necessity, and only recognize necessity when a crisis is upon them.. - Jean Monnet, father of the European Union This week we...